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Impact of Inflation

How does inflation impact my retirement income needs? It may surprise you how much inflation can erode purchasing power. Use this calculator to estimate how much more income you may need when factoring in inflation between now and until you reach retirement to keep the same standard of living that you may have today. View [...]

Roth IRA Conversion

Should I convert to a Roth IRA? A Roth IRA is a great way for clients to create tax-free income from their retirement assets. Yet, keep in mind that when you convert your taxable retirement assets into a Roth IRA you will generally pay ordinary income tax on the taxable amount that is converted. The [...]

IRA Eligibility

How much can I contribute to an IRA? Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA — tax filing status, your current earned income level and whether or not you participate in a retirement plan at work. Use this calculator to help you determine whether or [...]

Net Worth

What is my current net worth? In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your [...]

Cash Flow

What is my current cash flow? Businesses generate a Source and Uses of Funds statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are running 'in the red or the black' each month. View Calculator

Lifetime Earnings

How much will I earn in my lifetime? Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their annual income adds up over the years. This calculator, designed to help you estimate how much you'll earn before you retire, may surprise you with your own earning capacity. [...]

Federal Withholding

Should I adjust my payroll withholdings? Each April many taxpayers are surprised as they realize that they have either over-withheld or under-withheld on their taxes. Use this paycheck withholding calculator at least annually to help determine whether you are likely to be on target based on your current tax filing status and the number of W-4 [...]

Paycheck Analyze

How will payroll adjustments affect my take-home pay? Contributions to a qualified plan, participation in a company-sponsored cafeteria plan, change in filing status, or the number of allowances claimed will have a direct impact on take-home pay. For example, due to federal tax savings, contributions to a qualified plan do not translate into a direct [...]

Income Tax

2018 Federal Income Tax Calculator Taxes are unavoidable and without planning, the annual tax liability can be very uncertain. Use the following calculator to help determine your estimated tax liability along with your average and marginal tax rates. View Calculator

Savings Growth

What is the long-term impact of increased investment return? It may surprise you how much more you could accumulate in savings simply by repositioning assets to potentially achieve a higher return. Even a one, two, or three percent return over a short number of years can make a noticeable difference. View Calculator